Enterprise Fraud Management

Fraud prevention demands a new, broad-based approach that cuts across channels and departmental silos. It's time to move beyond a narrow, transaction-only focus to see fraud for what it really is—an enterprise wide problem.

Memento is focused on delivering flexible, accurate, high value Enterprise Fraud Management solutions. Our approach brings together the key elements you need to fight fraud throughout your enterprise:

Next Generation Technology. Memento Security™, our comprehensive software platform was designed to help banks fight a wide variety of fraud and compliance challenges. Memento Security™ is comprised of three major components: Detection, Case Management, and the foundation for each, Data Integration & Management.

Targeted Solutions. With Memento Security™ as the technology platform, we help you tackle your most critical fraud challenges, including:

  • Deposit Account Fraud — includes check fraud, online fraud, ACH fraud, ID theft/account take-over, wire fraud and new account fraud
  • Check Fraud — includes on-us fraud (including ACH check conversions), check kiting and deposit fraud
  • Employee Fraud — includes rogue insider account takeover and ID theft, general ledger misuse, abuse of position and policy monitoring
  • Case Management — includes (pre-loss) alert disposition and management, (post-loss) investigative case management and robust tools for forensic research — e.g., alert link analysis and collusive network discovery
  • Regulatory Issues — includes AML/BSA, Reg E, Reg CC, Fact Act (Red Flags) and SAR filing
  • Healthcare Fraud — includes collusive fraud rings, provider fraud, script fraud, member fraud and employee fraud

Our solutions expand seamlessly to address new and emerging threats in the future. Leverage your current investment, drive down the total cost of ownership—and maximize the value of your enterprise fraud solution.

A Committed Partner. Because we deliver our solutions as a managed service, you get an all-inclusive bundle that includes the technology, consulting services, training, and dedicated support necessary to implement and maintain a world-class fraud management capability—all for a single, predictable annual fee.